Montguide Banner

Understanding and Managing Stress

Stress is a part of daily life and happens to all of us. The challenge is to learn to manage our stress in order to have balance between being motivated but not feeling overwhelmed.

Last Updated: 02/16
by Sandra J. Bailey, Ph.D., CFLE, Family & Human Development Specialist; and Lisa Terry, M.S., Family & Consumer Sciences Extension Agent


to all of us. It is the body’s reaction to the demands of life. We need moderate amounts of stress to motivate us. For example, the deadline for a project helps us get our work done. Too much stress however is harmful physically and psychologically. According to the American Institute of Stress, 75- 90 percent of all doctors’ visits are for stress-related illnesses and conditions. Stress management is a critical issue as stress-related problems cost American industry more than $300 billion each year. The challenge is to learn to manage our stress in order to have balance between being motivated but not feeling overwhelmed.

Stressors are the events that cause stress in our lives. They can be categorized into three different groups: daily stressors, major negative events and positive events. Daily stressors are events that are relatively small, but can add up. For example, getting ready on time to go to work in the morning, having a child come down with a cold so she can’t attend day care or getting stuck in traffic. These events are ones that most of us can handle without much anxiety. Second, we have major negative events also occur in life. These include the death of a family member, divorce, losing a job, or experiencing a major chronic illness. Finally, there are major positive events. Although we do not often think of a positive event, such as getting married, as being a stressor, an event like this can cause a great deal of stress. Other positive events include starting a new job, the birth of a child or graduating from college.

In addition to the three listed classifications of stress, stressors can be categorized as a single event or as chronic, on going situations. A broken arm, although stressful, is a condition that generally heals, while having Crohn’s disease is a chronic condition that can present ongoing stress. Stressors can also be viewed as normal or non-normal. High school graduation is a routine event in most individuals’ lives. Becoming physically disabled due to an accident would be a non-normal stressor. Some stressors are related to historical events in our lives. For example, experiencing the Great Recession was a stressor for many individuals and feelings of fear and anger may continue even though the Recession is over. Finally, stressors can be ambiguous or clear. Ambiguous stressors would include knowing your company is going to have impending layoffs but not knowing when they will come. Another ambiguous stressor would be learning your child has a chronic illness but the doctor not being able to identify the illness. An example of a clear stressor might be notification that you were not chosen as a finalist for a job.

Stress can impact us physically and emotionally. Physically, there is an increase in the body of the stress hormone, cortisol. This hormone can the delay healing processes in the body. Stress can lead to gastrointestinal disorders such as ulcers and cardiovascular problems such as high blood pressure. Stress impacts us emotionally with symptoms such as crying, anxiety, and anger. It can even affect our ability to interact with others.


_____ Give yourself 10 points if you feel you have supportive family around you.

_____ Give yourself 10 points if you actively pursue a hobby.

_____ Give yourself 10 points if you belong to a social or activity group in which you participate more than once a month.

_____ Give yourself 15 points if you are within 10 pounds of your "ideal" body weight, considering your height and bone structure.

_____ Give yourself 15 points if you practice some form of "deep relaxation" at least five times a week. Deep relaxation includes meditation, progressive muscle relaxation, imagery and yoga.

_____ Give yourself 5 points for each time you exercise for 30 minutes or longer during an average week.

_____ Give yourself 5 points for each nutritionally-balanced and wholesome meal you eat during an average day. A nutritionally-balanced meal is low in fat and high in vegetables, fruits and whole-grain products.

_____ Give yourself 5 points if you do something you really enjoy and which is "just for you" during an average week.

_____ Give yourself 10 points if you have a place in your home to which you can go to relax or be by yourself.

_____ Give yourself 10 points if you practice time management techniques daily.

_____ Subtract 10 points for each pack of cigarettes you smoke during an average day.

_____ Subtract 5 points for each evening during an average week that you use any form of medication or chemical substance, including alcohol, to help you sleep.

_____ Subtract 10 points for each day during an average week that you consume any form of medication or chemical substance, including alcohol, to reduce anxiety or just to calm down.

_____ Subtract 5 points for each evening during an average week that you bring work home – work meant to be done at your place of employment.

_____ Calculate your total score.

     A "perfect" score is 115. If you scored in the 50-60 range, you probably have adequate coping skills for most common stress. The higher your score, the greater your ability to cope with stress in an effective, healthy manner.

This stress assessment was created by Dr. George Everly Jr. of the University of Maryland. It is reprinted from a U.S. Public Health Service pamphlet, What Do You Know About Stress (DHHS Publication No. PHS79-50097), and is in the public domain. Retrieved from:


Before we can work on managing stress, we must be able to identify signs of stress. Some people do not acknowledge their stress until they become seriously physically or emotionally ill. Knowing your own signs of stress is helpful, so that you can take action before the problem becomes more serious.

Some signs of stress include excessive crying or anger, increased forgetfulness, sleep problems, the inability to concentrate, lashing out at others and abusing substances. Increasing desagreement or problems with partners or spouses can be a sign of stress. Stress can affect us physically by causing headaches, stomachaches, rashes and pains. Some individuals with chronic illness find that stress exaggerates their symptoms.

Finding positive ways to manage or cope with stress is essential to your overall health. The scale on the left is an educational tool, designed to help inform you of the most effective and healthy ways to cope with stress. Take a moment to see how you are doing in coping and managing your stress. Follow the instructions for each item.

When you have identified some strengths and challenges in coping with stress, take a moment to identify specific activities that you can participate in order to moderate your stress. Having a variety of activities that can reduce stress is the key! The activities vary according to personal preferences. For example, some people do yoga to relax while others choose a walk in the woods. Having activities that are short-term, instant stress reducers that involve a few minutes; those that take more time such as a few hours or an entire day; and longer activities such as a week of vacation are all useful tools. A short-term stress reliever at work might be to walk outside for a few minutes. A medium-term reliever could be taking in a movie on Friday night. A long-term stress reliever might be going on a ski weekend.

Most importantly, it is necessary to have a toolkit of ideas for reducing stress – from those that may take a few minutes to those that may necessitate taking a few days off from work and daily family life. None need to be costly – conversely, not managing our stress costs us if the end result is a serious health problem.

Researchers involved in stress reduction programs advocate having a state of mindfulness. Similar to meditation, mindfulness helps you to listen to your body and increase awareness of what is going on in the present. Since our minds are often occupied with what has happened in the past or what might happen in the future, mindfulness helps to keep us calm, worry-free and aids in lowering blood pressure. A way to practice would be to make your morning shower a session of mindfulness. Instead of thinking about all the things you need to get done today, take this time to observe your present surrounding. Listen to the sound of the water, notice the sensation of the water as it flows on your skin and allow distressing thoughts to flow down the drain. These types of exercises can be used at different times throughout the day. The point of being mindful is to become more aware of the here and now and less worried about things that have happened or could happen. Mindfulness should help you reach a place of calmness and ultimately reduce stress and anxiety.



Take a walk
Play with a pet
Engage in a sport like skiing
Listen to music
Explore a museum
Do yoga
Go for a hike
Take a weekend mini vacation
Practice spirituality
Do relaxing exercises
Visit with a friend
Reduce caffiene consumption
Try a new hobby

My stress reduction ideas: _______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________


Too many stressors, even small ones, can add up, creating a level of stress that may not seem manageable. Learning to manage the daily stressors also helps us to handle stress better when a larger stressor occurs. We also need to acknowledge that some stressors are beyond our control, such as a natural disaster. Acknowledging our lack of control in those situations and learning to let go of stressors that we can’t control will help in reducing our overall stress. For more ideas on stress reduction, read the MSU Extension Montguide: 50 Stress Busting Ideas for Your Well-being. The guide can be found at:


Additional Resources

For additional reading on stress reduction and mindfulness, these resources may be helpful:

Davis, M., Eshelman, E.R., and McKay, M. (2008) The Relaxation and Stress Reduction Workbook. Oakland, CA: New Harbor Publication

   Williams, M. amd Penman, D. (2011) Mindfulness: An 8-week Plan for Finding Peace in a Frantic World. Emmaus, PA: Rodale Books.



We would like to thank the following individuals who reviewed earlier drafts of this montguide:

  • Jane Wolery, Teton County Extension Agent
  • Kendra Seilstad, Blaine County Extension Agent
  • Julie Riley, Powder River Extension Agent
  • Megan Phillippi, Sanders County Extension Agent
  • Kelly Moore, Missoula County Extension Agent
  • Tara Andrews, Custer County Extension Agent

To download more free online MontGuides or order other publications, visit our online catalog at our store, contact your county or reservation MSU Extension office, or e-mail
Copyright © 2023 MSU Extension
We encourage the use of this document for nonprofit educational purposes. This document may be reprinted for nonprofit educational purposes if no endorsement of a commercial product, service or company is stated or implied, and if appropriate credit is given to the author and MSU Extension. To use these documents in electronic formats, permission must be sought from the Extension Communications Coordinator, 115 Culbertson Hall, Montana State University, Bozeman, MT 59717; E-mail:

The U.S. Department of Agriculture (USDA), Montana State University and Montana State University Extension prohibit discrimination in all of their programs and activities on the basis of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital and family status. Issued in furtherance of cooperative extension work in agriculture and home economics, acts of May 8 and June 30, 1914, in cooperation with the U.S. Department of Agriculture, Cody Stone, Director of Extension, Montana State University, Bozeman, MT 59717